Hello, Intelligence.
Property intelligence is entering its next phase.
Built on real feedback. Cohort 2 is here. Shaped by 60+ days of collaboration with independent adjusters, carriers, IA firms, TPAs, and reinsurers — Cohort 2 launches with more intelligence, API access, and capability than ever before.
60+ days of Cohort 1 feedback · API access now included · Cancel anytime
.avif)
Wallet Pulse™
.avif)
Dashboard
.avif)
CAT Intelligence
Thank you, Cohort 1.
The feedback, support, ideas, and participation from Cohort 1 exceeded our expectations. Over 60+ days, we worked closely with independent adjusters, staff adjusters, IA firms, carriers, TPAs, reinsurers, service providers, and industry leaders from across the insurance ecosystem.Every conversation, demo, survey, and feedback session helped shape what rateIQ™ is becoming.Cohort 2 took a little longer to launch than originally anticipated — because the volume and quality of Cohort 1 feedback led us to expand our vision significantly. What started as a benchmarking and intelligence platform has evolved into something much larger.Rather than rushing Cohort 2 to market, we invested additional time building the capabilities that users told us would create the most value. Everything below came directly from your feedback.
60+
Days of Cohort 1
8
Cohort 1 participant groups
8
New capabilities in Cohort 2
Expanded by real-world demand
Every capability below was shaped by Cohort 1 participants — insurance professionals solving real challenges every day.
Ask Benny™ AI
Enhanced AI capabilities with deeper claims intelligence, smarter natural language queries, and improved contextual responses — refined directly from Cohort 1 usage patterns.
CAT Intelligence
Catastrophe event integration brings real-time CAT data into your rate intelligence workflow — helping carriers and IA firms respond faster and more accurately during major events.
Wallet™ & Prompt Pay™
Expanded payment infrastructure with Prompt Pay™ — faster disbursements, broader coverage, and deeper integration with carrier and IA firm billing workflows.
FeeAnalyzer™
Improved fee benchmarking and analysis tools — more granular data, expanded geographic coverage, and smarter variance reporting for adjusters and firms.
Workforce Intelligence
New tools to manage, analyze, and optimize adjuster workforce capacity — helping IA firms and carriers align staffing with demand in real time.
API Access — Cohort 2
Connect your existing systems and data into rateIQ™ via API. Cohort 2 participants will help us evaluate integration needs and prioritize future connectivity based on real-world technology stacks.
Carrier Intelligence & Reporting
New carrier-focused dashboards and reporting tools — expanded benchmarking, market intelligence, and customizable reporting built for carrier operations teams.
Premium IA Firm Model
The first premium IA Firm tier — including opportunities to bring large portions of your independent adjuster network into the platform as we validate and refine the experience together.
Workforce
Expanded intelligence surfaces across firms, carriers & service providers.
Payments
Prompt Pay™ + IQ Wallet™ upgrades for the 1099 workforce.
Deployments
White-label tenants, audit, and compliance workflows.
Release
Controlled, partner-led rollout — built quietly, rolled out carefully.
Property intelligence, operationalized.
RateIQ™ turns claims history, payments, and catastrophe data into trusted insight — for carriers, IA firms, service providers, and the independent adjusting workforce.
Verified Performance
Turn claims history into trusted insights with real-time eligibility, approval rates, and financial performance metrics.
Smart Recommendations
Receive AI-powered alerts and actionable insights to optimize rates, improve performance, and stay ahead of market trends.
Faster Payments
Track outstanding receivables, unlock cash flow opportunities, and get paid faster with intelligent payment insights.
Revenue Dashboard
Monitor receivables, prioritize collections, and uncover payment opportunities with a clear view of your financial performance.
AI Insights
Ask Benny™ AI for instant market intelligence, billing benchmarks, and data-driven recommendations to optimize claim performance.
CAT Intelligence
Analyze catastrophe billing trends, benchmark performance, and uncover market-wide insights to make smarter pricing decisions.
Talk to Benny like you talk to a colleague.
No typing required. Claims work doesn't happen behind a desk.
Ask Benny Voice lets adjusters, IA firms, and carriers speak naturally to Benny and receive instant answers — by voice or text. Whether you're on a roof, driving between inspections, or walking a loss site, Benny is now available hands-free.
Tap-to-Talk Assistant
Tap the mic and ask in natural speech — no commands or special prompts required.
Instant Speech-to-Intelligence™
Spoken questions become structured queries and return answers in seconds.
Read-Aloud Responses
Benny speaks answers back for a fully hands-free experience in the field.
Mobile-First & Field-Ready
Optimized for iPhone and modern browsers — built for roofs, CAT deployments, and policyholder visits.
Accessibility Support
Easier for anyone who prefers speaking over typing or has difficulty with a mobile keyboard.
What’s included in the next phase.
Cohort 2 expands the RateIQ™ platform across the property claims ecosystem with new operational tooling, financial workflows, AI infrastructure, and partner enablement features.
01
Workforce intelligence, carrier visibility, and marketplace infrastructure.
RateIQ™ broadens performance visibility across IA firms, carriers, and service providers with deeper operational context and validation layers across the ecosystem.
02
Prompt Pay™ and IQ Wallet™ enhancements.
Financial workflows continue to mature for 1099 adjusters with faster, clearer, and more operationally aligned payment tooling.
03
Operational AI agents and compliance workflows.
New AI-powered layers support execution, exception handling, and audit-ready workflows without disconnecting teams from the real operating environment.
04
White-label tenant deployments and branded onboarding.
Partners can onboard through tailored tenant environments with stronger support systems, resource center tooling, and multi-tenant hardening.
The Blueprint
for Success.
Cohort 2 isn't just early access — it's the foundation for the next version of rateIQ™. We're introducing our first premium model built specifically for IA firms and their adjuster networks.
Ask your rateIQ™ rep what the Blueprint includes →
1000
Free 1099 adjuster licenses
included for participating IA firms — first year
Participating IA firms in Cohort 2 receive up to 1,000 complimentary 1099 adjuster licenses once rateIQ™ launches. Bring your entire network into the platform from day one.
Support the Firm & Network
Premium tools built for both the IA firm and every adjuster on their roster — not just one side of the relationship.
Improved Visibility
Firms gain full visibility into their adjuster network's activity, capacity, and performance — all in one place.
Faster Payments via Wallet & Prompt Pay™
Accelerate disbursements to 1099 adjusters through integrated Wallet™ and Prompt Pay™ — reducing friction and improving retention.
Premium Tools for Adjusters
Every 1099 adjuster in your network gets access to premium rateIQ™ tools — elevating the entire firm's capabilities, not just management.
Want the full picture?
The Blueprint for Success is more than what's listed here. Connect with a rateIQ™ representative to learn exactly what Cohort 2 means for your firm and your adjusters.
Book Your API Testing Call
rateIQ™ API access is now live for Cohort 2. We're scheduling hands-on testing sessions with carriers, IA firms, and Cohort 2 participants to evaluate integration needs, walk through capabilities, and help you connect your existing systems into the platform.
What to expect on the call
- Live walkthrough of rateIQ™ API endpoints
- Review of your current tech stack & integration points
- Hands-on sandbox testing with your team
- Feedback session to shape future connectivity roadmap
- Open to all carriers, IA firms, and Cohort 2 applicants
Or email us directly: rateiq@vipsoftware.com
Request API Testing Session
We’ll reach out within one business day to schedule.
How Cohort 2 works
Cohort 2 builds on everything we learned in Cohort 1. Early access to expanded capabilities, API integration, and a premium IA Firm model — in exchange for real-world feedback that continues to shape the platform.
01
Apply & Enroll
Complete a short application. Qualifying users are granted Founding Cohort status with immediate platform access at promotional rates.
02
Access Expanded Features
Use Ask Benny™ AI, CAT Intelligence, FeeAnalyzer™, Wallet™, Prompt Pay™, Workforce Intelligence, carrier reporting tools, and API access — all before general availability.
03
Share Feedback
Your testing, suggestions, and real-world usage directly shape the product. Founding Cohort Members may also receive advisory opportunities.
04
Shape What Comes Next
Help us evaluate API integrations, technology stack connectivity, and premium IA Firm capabilities. Cohort 2 participants directly influence the commercial roadmap — with advance notice before any pricing transition.
One platform, tuned to the property ecosystem.
RateIQ™ Cohort 2 is expanding across the organizations and workforce layers that shape property claims performance, from carriers and IA firms to service providers and independent adjusters.
Carriers
Performance intelligence
Expanded visibility, benchmarking, and operational signal for claims leadership teams.
IA Firms
Workforce + Wallet intelligence
Deeper insight into deployment, throughput, readiness, payment flow, and field performance.
Service Providers
Validation infrastructure
Marketplace profiles, partner tooling, and cleaner onboarding into the RateIQ™ environment.
Independent Workforce
Wallet app for the independent workforce
Prompt Pay™, IQ Wallet™, mobile improvements, and Wallet-first support for 1099 operators.
Join rateIQ™
Cohort 2
Secure your promotional rate and get early access — including API access, Ask Benny™ AI, CAT Intelligence, and more. Cohort 2 spots are limited.
What Cohort participation means
Transparency is central to how we operate. Here's what you should know before joining.
Early Access
Cohort participants receive access to software, features, integrations, dashboards, APIs, AI functionality, and Wallet services that may still be under development. Features may change, be added, modified, or removed without notice.
Cohort Pricing
Promotional pricing is temporary and intended solely for the duration of the Cohort Program unless otherwise agreed in writing. Participation does not guarantee perpetual access to promotional pricing.
Commercial Transition
Upon Cohort completion, rateIQ™ may transition participants to commercial subscription plans. Future pricing may differ. rateIQ™ will provide advance notice before any commercial transition occurs.
Feedback & IP
You may submit feedback and feature requests. rateIQ™ may use such feedback without restriction or compensation. All software, branding, AI systems, and related technology remain the property of VIP Software and rateIQ™.
Automatic Billing
By subscribing, you authorize recurring billing through rateIQ™'s payment processor. Subscriptions renew monthly or annually until canceled. Cancel anytime prior to your next billing cycle.
Founding Status
Designated Founding Cohort Members may receive extended promotional pricing, early feature access, invitation-only programs, and advisory opportunities. Benefits are discretionary and may be modified.